This Privacy Policy explains how Integrated Benefits Limited (IBL) collects, uses, protects, and manages personal data in compliance with the Nigeria Data Protection Regulation (NDPR).
This privacy policy is created in line with the Nigeria Data Protection Regulation (NDPR) principles statutorily mandated by the NITDA Act of 2007. By this policy, we explain how your Personal Data is collected, used, managed, and transferred, as well as how you may exercise your rights.
Personal information refers to data that can identify an individual, including names, addresses, email addresses, telephone numbers, and identification details.
We collect personal data from website visits, application forms, identification documents, curriculum vitae, financial records, interactions with relationship managers, payment gateways, financial institutions, credit bureaus, regulators, and other authorized third parties.
Transactional data such as payment records, account balances, debit or credit card usage may be processed. Information from third parties, including public social media pages, employers, government agencies, or regulators, may also be used where lawful.
CCTV footage at our offices and recorded telephone conversations with our support centers may also be collected for security, compliance, and service improvement purposes.
RIBS employs appropriate technical and organizational measures to safeguard personal data. These include system security audits, protection against hacking and phishing, periodic data backups, restricted user access, and continuous monitoring.
RIBS may offer or integrate third-party services. Any personal information collected by such third parties is governed by their respective privacy policies. RIBS shall not be liable for breaches occurring on third-party platforms.
Interactions on social media platforms such as Facebook, Instagram, YouTube, and Twitter are governed by their respective privacy policies. Users are encouraged to review those policies to understand their rights and obligations.
If you have questions, complaints, feedback, or concerns regarding this Privacy Policy or RIBS services, please contact us using the details below. We may require additional information to verify your identity.
RIBS is committed to protecting your personal information at all times.
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