Who We Are & What We Stand For
Real Integrated Benefits Scheme (RIBS) is Nigeria’s first-ever comprehensive social welfare and economic empowerment platform designed for both citizens and visitors. Inspired by the protective role of the human rib cage, RIBS exists to support, strengthen, and empower individuals across essential areas of life.
RIBS is not a lottery, gamble, or freebie. It is a registered, structured, and private-sector–driven program incorporated under the Corporate Affairs Commission (CAC). Its benefits are sustainable, world-class, and accessible in perpetuity for active subscribers.
Integrated Benefits Limited (IBL) is an indigenous company with specific focus on the provision of social welfare services especially in the area of economic empowerment and social benefit.
IBL is partnering with renowned Health Management Organizations, Insurance Brokers, Financial institutions, I.C.T companies, Content providers, and organized bodies to power this excellent product.
Specifically, RIBS has established a key partnership with IPMAN (Independent Petroleum Marketers Association of Nigeria), ensuring broader outreach and collaboration within the energy sector to benefit our subscribers.
Following the huge GSM and Internet penetration in Nigeria, RIBS deployment on Telecommunication/ICT Platforms naturally becomes the best vehicle towards ensuring that 60-80% of Nigeria's over 232.68 million population and visitors alike subscribe and benefit from this life essential product.
RIBS' strategic plan is focused on targeting the population of Nigerians ages 18-59 who are active seekers of the economic empowerment and social benefit products that RIBS offers. Nigeria also has the highest population of out-of-school illiterate children, unemployment numbers within our major target population, the renewed clamor and orientation for multiple income streams and SMEs development sweeping across the nation, lifestyle changes including the continuous quest for social symbols like vehicle ownership, poor healthcare delivery services, dearth of housing and other social amenities in the country, the dilapidated and precarious condition of Nigeria's economic and development infrastructure, and the glaring lack of social security coverage.
Furthermore, all subscribers both from public and private sectors, educated or not can access benefits from RIBS.
RIBS is designed to institutionalize an enviable and beneficial turning point in the provision of welfare services for all. This means that a subscriber who is active on the scheme is entitled to benefits available where he or she qualifies. RIBS benefits can be accessed while a Subscriber is still active in employment, healthy, during and after retirement. It provides a platform ensuring that qualified and active Subscribers of school age fulfill their educational dreams and do well in other vocations of their choice.
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