About Us

RIBS (Real Integrated Benefits Scheme) is a world class sustainable social benefit platform that caters for every strata of the Nigerian society. The scheme provides benefits for everyone; the rich, the poor, middle class including foriegn nationals resident in Nigeria.

Current statistics show that the gap between the rich, middle class and the poor widens daily. This situation underscores the urgent need for the services which Integrated Benefits Limited offers.

RIBS is a well articulated benefit scheme that is targeted to provide every one form of benefit or the other. The services took cognizance of the fact that every human being is in need of one form ofsocial welfare or the other. It's target therefore is every one. It is not a lottery, gamble or freebie. It's product and services are registered/incorporated by the Corporate Affairs Commission. It's set up is private sector driven. It's services are inevitable, world class and in perpetuity.

Our Mission

To provide unrivalled real benefits scheme that is targeted to cater for every strata of the society nationwide and provide them one form of benefit or the otherwhile creating employment opportunities at the same time.

Our Vision

To provide a proficient, dedicated and extraordinary Services delivery system, which effectively complements governmental efforts at all levels by a well articulated and highly motivated professional team thereby impacting positively to the growth of the nation.

Our Target

As the human ribs is important to the rich, the middle class and the poor in Nigeria so is the Real Integrated Benefit Scheme (RIBS) to all class of people.

What RIBS Covers (RIBS Benefits)

  • Business Support Benefit
  • Educational Support Benefit
  • Hospital Bill Benefit
  • Vehicle Trade-in Benefit
  • Property Ownership Benefit.
  • Organizational support
  • Loyalty Benefit
  • Student Loan Benefit
  • Job Loss Benefit
  • After-work Benefit
  • What RIBS Does not Cover

  • Vehicle that does not belong to subscriber cannot be traded-in
  • False applications or claims.
  • Job losses arising from employee’s disengagement caused by misconduct, carelessness, incompetency or mismanagement of resources, theft, corruption and the likes.
  • Forged claims.
  • Applications that does not meet RIBS terms and conditions.
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